If You Have...

* food, clothes and a roof, you are more wealthy than 75 percent of people in the world.

* money in your wallet and in a bank, you are among the top 8 percent of people in the world.

*your own computer, you are in the top 1 percent of people in the world.

Tips from a bank

Text messages 

     Be suspicious of texts from outside you saved contacts. Don't open any links or provide personal or account information. 

Mobile apps/social media

     The chat person may seem okay, but strange links or requests for money are signs of a scam.

Phone calls

     Scammers can mimic local area codes. If you don't recognize the number, think twice. 

Fraud

     Scams that play on emotions or seek to gain your trust are becoming more frequent. 

     Your bank will never contact you and ask for personal information by text, email or phone. This includes unsolicited calls that ask you to obtain or provide a one-time passcode. 

     Messages can sound urgent, seem familiar, may be poorly worded or otherwise contain errors, and might use your personal information to convince you they are legitimate. Scammers can even pose as your bank.

     Never open links or attachments in emails.